Effective Date: 10 March 2026
Welcome to MTG Home Loans. These Terms of Use (“Terms”) govern your access to and use of the website located at mtghomeloans.com (the “Site”), which is owned and operated by MTG Home Loans, NMLS #2790801. By accessing or using this Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use this Site.
This Site is intended to provide general information about mortgage products, services, and educational resources offered by MTG Home Loans. The content on this Site is provided for informational and educational purposes only and does not constitute a loan commitment, pre-approval, rate lock, rate quote, or offer to lend.
You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the Site.
Nothing on this Site constitutes a commitment to make a loan or to extend credit. All loan programs, interest rates, terms, and conditions are subject to change without notice and may vary based on your individual financial circumstances, creditworthiness, property location, and applicable state and federal regulations.
Loan approval is not guaranteed. Any pre-qualification, estimate, or scenario presented through this Site or its tools is for educational purposes only and is subject to verification of the information you provide, underwriting review, and lender guidelines.
This Site may include calculators, rate comparison tools, affordability estimators, and other interactive features designed to help you explore mortgage scenarios. These tools are provided for informational and educational purposes only.
Results generated by any calculator or tool on this Site:
MTG Home Loans does not guarantee the accuracy, completeness, or timeliness of any tool or calculator results.
Any rate information displayed on this Site, including but not limited to average market rates, rate trend data, or comparison estimates, is provided for general reference and educational purposes. Rates shown are subject to change without notice and may not be available at the time of your application.
Rates displayed on this Site are not an offer from MTG Home Loans to lend at any specific rate. Your actual interest rate will depend on a variety of factors, including your credit profile, loan amount, down payment, property type, occupancy, and current market conditions at the time of lock.
All content on this Site, including but not limited to text, graphics, logos, images, software, and design elements, is the property of MTG Home Loans or its licensors and is protected by applicable copyright, trademark, and intellectual property laws.
You may not copy, reproduce, distribute, modify, display, create derivative works from, or otherwise use any content from this Site for commercial purposes without the prior written consent of MTG Home Loans.
The MTG Home Loans name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of MTG Home Loans. You may not use these marks without our prior written permission.
Any information you submit through this Site, including but not limited to contact forms, loan applications, pre-approval requests, and other inquiries, will be handled in accordance with our Privacy Policy.
You are responsible for ensuring that any information you provide through this Site is accurate and complete. Providing false, inaccurate, or misleading information may result in denial of your application and may violate applicable laws.
By submitting information through our forms or tools, you consent to being contacted by MTG Home Loans regarding your inquiry via phone, email, or text message at the contact information you provide, unless you opt out as described in our communications.
MTG Home Loans may offer text messaging (SMS) as a way to communicate about our services, your inquiry, or your loan status. By providing your mobile phone number and opting in to text communications, you agree to receive SMS messages from MTG Home Loans at the number you provide.
Message frequency: Message frequency may vary based on your inquiry and loan status.
Message and data rates: Standard message and data rates may apply depending on your mobile carrier and plan.
Opt out: You may opt out of text messages at any time by replying STOP to any message you receive from us.
Help: Reply HELP for support or contact us at 800-987-5670 or info@mtghomeloans.com.
Carrier liability: MTG Home Loans is not responsible for delays or failures in message delivery caused by your mobile carrier.
Your consent to receive text messages is not a condition of purchasing any goods or services from MTG Home Loans. For more information, please see our Privacy Policy. (mtghomeloans.com)
This Site may contain links to third-party websites, resources, or services, including but not limited to the NMLS Consumer Access website, credit education resources, and real estate-related tools. These links are provided for your convenience and do not imply endorsement, sponsorship, or affiliation with the linked site.
MTG Home Loans has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We encourage you to review the terms and privacy policies of any third-party site you visit.
Your use of this Site is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using this Site, you consent to the practices described in our Privacy Policy.
You can review our Privacy Policy at: https://mtghomeloans.com/privacy-policy/ (mtghomeloans.com)
This Site and its content are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. MTG Home Loans disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
MTG Home Loans does not warrant that:
To the fullest extent permitted by applicable law, MTG Home Loans, its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, this Site or any content, tools, or services provided through it.
This limitation applies regardless of whether the damages arise from breach of contract, tort, negligence, strict liability, or any other legal theory, even if MTG Home Loans has been advised of the possibility of such damages.
You agree to indemnify, defend, and hold harmless MTG Home Loans, its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses, including reasonable attorney fees, arising out of or related to your use of this Site, your violation of these Terms, or your violation of any rights of a third party.
These Terms shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law provisions. Any legal action or proceeding arising under or relating to these Terms shall be brought exclusively in the state or federal courts located in Mecklenburg County, North Carolina, and you consent to the personal jurisdiction of such courts. (mtghomeloans.com)
MTG Home Loans reserves the right to update, modify, or replace these Terms at any time at its sole discretion. Changes will be effective when posted on this page with an updated effective date. Your continued use of this Site after any changes constitutes your acceptance of the revised Terms.
We encourage you to review these Terms periodically to stay informed of any updates.
MTG Home Loans is a licensed mortgage company. NMLS #2790801. You can verify our license and access consumer resources through the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org.
Equal Housing Opportunity. All loans are subject to credit approval and property appraisal. Programs, rates, terms, and conditions are subject to change without notice. Not all products are available in all states. Other restrictions and limitations may apply. (mtghomeloans.com)
If you have questions about these Terms of Use, please contact:
